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Money Saving Tips

Get $20,000 Worth Of Furniture Free

You can obtain free furniture and a lot of other merchandise by starting up a "Freebie Newspaper." What you do is contact store owners and merchants who normally advertise in regular local papers and offer to run their ads in exchange for FREE furniture, or other merchandise. True, you will be running their ad free, but chances are you wouldn't have a paid ad for that space either. If you promote this right, you could grow into a large operation and go into PAID circulation before you know it. In the meantime, and for as long as you like, you can continue to receive FREE merchandise in exchange for advertising.

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How To Buy Homes and Land For a Few Dollars

Yes, you can buy homes, apartments and land for next to nothing by using the procedure of bidding at "tax delinquency and lien sales." These are made to recover unpaid taxes on property which is auctioned off 3 to 4 times each year. Check with your local tax assessor for dates. In the past people have picked up $50,000 homes for as little as $2,000, and apartments and land for similar discounts.

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How To Buy Surplus Autos, Boats, Airplanes, etc. For 2 Cents On the Dollar

By buying direct from the U.S. Government it is often possible to buy jeeps for as low as $62. Trucks (originally costing $10,000) for only $400. Thousands of other surplus items are available, such as typewriters, guns, household and commercial furnishing, machinery, etc. Both new and used merchandise is sold to the general public each year - millions of dollars worth. Get a free periodical and bidders application form: DOD Surplus, PO Box 1370, Battle Creek, MI 49016.

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How To Get 12% On Your Savings

Mexican banks pay up to 12% interest on savings: get details from MEXLETTER, HAMBURGO 165, MEXICO D.F. 6, MEXICO.

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How To Get Almost Anything Given To You By Major Corporations For Free

If you or your organization has a worthwhile need for items you can't afford to purchase, there are often ways to obtain those items for free. By setting up a non-profit organization, you can accept donations of equipment from businesses and individuals who want to help the community while obtaining tax write-offs for outdated equipment.

The structure of non-profit organizations is narrowly defined according by the Internal revenue Service, and the qualifying groups usually divide up into educational, religious, artistic or social service organizations. A non-profit organization exhibits certain characteristics. It is incorporated and set up to achieve public goals. It is exempt from federal taxes under IRS code section 501 (c) (3), and gifts made to organization can be deducted by the donor. It is also at least partially exempt from state, county and city taxes.

Non-profit organizations are not set up for financial gain of individuals or for profit companies. A non-profit organization's purpose focuses on public service rather than profit.. Non-profit organizations provide services beyond those supplied by agencies of the Unites States government, and they occupy a spot somewhere between the private and public sectors.

To set up a non-profit organization, you should write for the Internal Revenue Service guide called "How To Apply For And Retain Tax-Exempt Status For Your Organization, Internal Revenue Service Publication 557. In addition you will want Form 1023 and the instructions for organizations that can qualify under section 501 (c) (3) of the IRS code, and Form 1024, which covers other exempt entities.

State and local laws and ordinances may affect your guess for non-profit status. Unless you have previously been through the IRS application process for non-profit status, you will probably require the services of an attorney. If you qualify for non-profit status, you may be able to get the attorney's services pro bono.

In contacting a company, write a single-page cover letter stating briefly how your goals parallel those of the potential donor. Highlight the main points of your project. The cover letter should succinctly tell who will benefit from the project.

Submit your proposal to local companies with the signature of your organization director. The cover letter should show enough spirit to interest the reader.

A vital part of the donation process is apprising the donor institution of the nature of your organization and its management staff. Give the company a look at your recent efforts and achievements.

Many companies are more than happy to respond with contributions of a wide range of items to deserving local organizations - and the contributions can save you a large amount of money!

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How To Get Free Legal Aid

Low income families can get details about free legal aid by writing to: THE OFFICE OF ECONOMIC OPPORTUNITIES, LEGAL SERVICES, WASHINGTON, DC, or if you live in a large city consult the yellow pages of your phone directory for a local Legal Aid Society.

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How To Get Free Life Insurance & Pension

Once you have formed your own non-profit organization, you merely place in your corporate charter the provision that life insurance and pension be paid by the organization of which you are a member. The organization, if set up properly, would obtain its money through donations and grants which you should actively seek. Thus, your life insurance and pension costs nothing.

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How To Get Free Medical & Dental Care

Once you have formed your own non-profit organization, you merely place in your corporate charter the provision that medical care be paid by the organization of which you are a member. The organization, if set up properly, would obtain its money through donations and grants which you should actively seek. Thus, your medical care costs nothing.

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How To Get Free Oil For Your Car

The secret for getting oil for your car either absolutely free, or at pennies per gallon, is to realize that OIL DOES NOT WEAR OUT, IT JUST GETS DIRTY! If you remove the dirt and other particles from the oil it will be like new.

How to make old oil like new:
Boil 4 gallons of old oil. Add 1 pint of liquid silicate of soda. Stir for 10 minutes then let it settle until the oil is clear. Remove the oil from the top. (Sediment and sludge will be at the bottom avoid tipping the container to such an extent as to stir up the sediment.)

How to get old oil FREE. Go to the local filling stations, and quick oil change locations, and ask for their old oil. Usually you can have it for hauling it away. If you plan to sell the oil to others, offer to pay the station owner or manager 5 cents a gallon for the oil. Furnish them with a steel drum to put the oil in. This will assure you of a steady supply.

Expanding your business: Write to HILLYARD CORP., 98 W. 4TH STREET, ELMIRE, NY for information regarding their automatic equipment that reclaims oil if you decide to develop your business on a larger scale. You may even consider renting garage space (there are lots of abadoned gas stations these days) and specialize in oil chang�es for a buck or two under the going oil change rates that are being charged locally. With oil prices at $1.00 a quart, it won't take long for you to build a fantastic business.

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How To Get Free Rent

You can get free rent through one of three methods: 1) Manage an apartment 2) As a building caretaker 3) House-sitting.

Opportunities to get free rent by all three of these methods may be found simply by checking the classified advertising section of newspapers in the area you wish to live in. Most of the opportunities will be listed under "Help Wanted". Managing apartments consists of collecting rents, showing vacancies, making minor repairs such as leaky faucets, replacing light bulbs - and taking care of the grounds. Some units even pay a small salary - depending on the size of the complex. In a very large complex there is usually a separate maintenance man and/or caretaker. The manager only handles rent collecting and showing the vacant units.

These positions normally pay only a token salary along with free rent.

House-sitting is much moremore attractive to the average person. The only drawback is that most opportunities are for short terms, 3 months to a year. However, if you only want to locate to an area for a short period of time, this is the way to do it and live rent-free. Many people would rather have someone occupy their home during their absence than have it sit empty. You would be expected to maintain the premises and treat it "better" than as if it were your own. For more insight into the business of apartment managing, write to: APARTMENT MANAGER NEWS, 65 CHERRY AVE., WATERTOWN, CT 06795, for a copy of their publication.

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How To Get Free Travel

If possible, appoint yourself as President of your own non-profit organization and have the organization supply you with a "free" vehicle will all be expenses. If your organization is a church related corporation, you could tour Europe for free - to visit Church cathedrals as an example. A Church can raise money by "selling" charters, degrees, and other cheap paper for hundreds of dollars. Many non-profit organizations sell "degrees" and diplomas for upwards of $1500 each - and it's all legal.

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How To Get Hundreds of New Books For Free

You can receive hundreds, even thousands of new books each year free by becoming a "book reviewer." Offer to write a column for your local paper for free. Once published, send tear sheets to major publishers who will add you to their reviewer's list for mailings of new books throughout the year.

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How To Stop Paying Property Taxes On Your Home

The way to do this is to sign over the title of your home to your non-profit organization that you form. You can form your own church or organization and apply for the tax-exempt status at your county courthouse.

Or, you can sign over the title of your home to your local church or other non-profit organization if you do not wish for it to go to your heirs. Under this arrangement, you retain lifetime habitation rights although the property belongs to the local non-profit organization.

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How To Travel Anywhere In The World Free - 2 Ways

You can travel anywhere in the world and stay for free in private homes and luxury hotels. How? By one or both of the following methods:

Method 1: Join a Co-operative Exchange and Travel Club (listed below) for as little as $5. As a travel club member you receive a list of as many as 5000 names and addresses from all over the U.S. and the world. Only members receive the list. As a member, you offer your home as stopping point for compatible people when it is convenient for you. In return, you can stay for free in any of over 5000 homes throughout the world. Most of the people who belong to these clubs are interesting, adventurous and fun-loving. On your next vacation enjoy the personal contact of staying in someone else's home. See the world on a shoestring and enjoy! Write to the following clubs for complete details: TRAVELER'S DIRECTORY, BOX 1547, 537 CHURCH ST., LANCASTER, PA 17604; VACATION EXCHANGE CLUB, 119 FIFTH AVE., NEW YORK, NY; HOLIDAY HOME EXCHANGE, BOX 555, GRANTS, NM 07020; WORLDWIDE VACATION HOMES, 5264 PROCTOR RD., CASTRO VALLEY, CA.

Method 2: Become an "outside agent" for a travel agency, a tour guide or coordinator for group tours. Go to a large travel agency and contract with them for a free trip (all expenses paid) in exchange for your securing 20 to 30 people to go with you on a group tour.

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